About

Our Process

Investment management is critical to your success but financial planning is at the core of the services Ridgeview Financial Planning offers. It's a cliche, but you wouldn't begin a long journey without a map, right? So it only makes sense that I'll work with you to develop an understanding of your goals before I make investment recommendations. 

I can work with you by assessing a percentage fee based on the assets I'd be managing for you or by an hourly fee. If an ongoing percentage is the best for you, then I'll fully explain how that works. If hourly is best, then I'll provide you with a quote in advance. Either way the fee will be transparent.

You'll receive clear, actionable advice, that could cover single topics like "When should I take Social Security?" or "How can I convert my IRA balances to a Roth?" Or we could work on a full financial plan spanning your entire financial situation, from retirement planning, investment planning, to insurance and estate planning.

Here are the essential steps followed with every client:
  1. Get Acquainted Meeting - This is complimentary and typically takes 20-30 minutes. We'll talk about your what you're trying to accomplish and how we can work together.
  2. Then I'll gather information about you (account statements, recent tax returns, retirement plans at work, social security statements, etc).
  3. Next we talk about your financial goals, both short- and long-term, and about what's important to you when it comes to your finances.
  4. I then analyze the data you've provided, ask follow up questions, and prepare recommendations.
  5. Next I meet with you to present my recommendations, discuss implementation, and talk about who is accountable for which parts of the plan.
  6. Then I create a plan for monitoring your plan and investments. If we're working together on an ongoing percentage basis, then I'll handle everything. If we're working together on an hourly basis, I'll suggest an appropriate review schedule.

Tax Planning

Are you considering taxes when making investment decisions? Do your financial
advisor and tax advisor work together for your benefit?

Let's Get Acquainted

We offer a complimentary "Get Acquainted" meeting to describe our services, and to see if our services are right for you.

Contact

  • Phone:
    (707) 800-6050
  • E-Mail:
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  • Let's Begin:

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