Last week we discussed the Social Security Fairness Act and how it ended the Windfall Elimination Provision and Government Pension Offset processes that were used to reduce benefits for some Social Security filers. This week I wanted to provide some additional information about the scope of the change and its potential impact. First, the link below goes to a three-pager from the Congressional Research Service. Among other things, the paper discusses how, as of la…

Good morning and happy Tuesday. Before getting things started I’d like to take a moment to announce that today marks 30 years of my wife and I being together. While we will be married 26 years this August, we like to celebrate both anniversaries and the first one, today, takes us back to our senior year of high school. Yep, we’re high school sweethearts and I wouldn’t have traded a single day since. It’s good being lucky. Anyway, on to business… There’s a lot on…

As you can imagine I’ve been getting the, “What should I do about President Trump?”, question quite a bit lately so I wanted to briefly examine it here. I’m guessing this won’t be my last post on this topic. Frankly, there’s no simple answer to this question. Let me also say that I try not to let my personal political views bubble up too much in my work. Some amount is unavoidable but I’ve always felt it’s more important to be professional and above all practical…

There’s always something happening in the financial markets and yesterday was no different. I was actually sitting down to write a bit about the numerous questions I’ve received regarding what to do investment-wise related to the Trump Administration. Then the market opened, popular stocks started getting hammered, and the news flow increased dramatically. This event seemed more pressing so we’ll get to investment implications related to President Trump next week…

I don't get sick very often and I can't recall the last time I was sick on a Monday and Tuesday. Since that's when I write these weekly blog posts, this is unfortunately all I have the energy to come up with. Enjoy the week and I'll be back to you with a post next Tuesday. - Brandon  

Before beginning I have to take a moment to comment on the fires raging in SoCal. The pictures and stories are horrifying. All this evokes memories of our past fires in and around Sonoma County – lives and property lost, local and regional economic impacts, and lingering psychological imprints. All of that is happening down south, just more. My heart and prayers go out to everyone who has been impacted, and to the brave souls fighting the fires. On to this we…